I was in a bad mood yesterday. For weeks now I’ve been trying to figure out something simple with a nearby bank—or something that should be simple. It has been a comedy of errors, really. Every time I try to do something (anything!), it seems that their incompetence or ignorance is working against me. I’ll receive a phone call telling me to come in and sign papers, but when I get there I’m told that the papers are actually still at the head office. “We didn’t call you!” they’ll insist. Was the phone call a figment of my imagination, then? No, I guess it just turns out that the call center and the branch don’t have the best communication. The next time I went to the bank they ran around the branch scraping together some paperwork, all the while calling across the branch with personal details of my account and its contents (despite all kinds of other customers milling about). After a couple of weeks of this I had to admit that I had been holding on just to satisfy my own morbid curiosity as to whether they could actually follow through on any of their promises.
Yesterday I was told I could drop by to fill out the paperwork for a safe deposit box they had reserved for me. I took a few minutes around lunch time and drove up there. When I arrived at the branch I was told that all of the boxes were already spoken for. A little vein in my forehead started throbbing. I tried to explain with decreasing self-control that every time they called me to the branch I took time out of my day only to find that they had been wrong. The girl behind the counter explained that her manager and all other superiors were out at the moment but that they would call me when they arrived later. Of course I could also wait at the bank if I preferred. Well, I am a busy guy and can’t be waiting at a bank for a manager to arrive, so I rolled my eyes, barked something grumpy and stormed away with a black rain cloud over my head.
Fifteen minutes after getting home the branch called and left a message to say that there was a safe deposit box for me after all. Later that afternoon, when I had put aside work for the day, I headed back to the branch. I was just hoping that I’d be able to get in a word or two with that manager. There was so much I wanted to say. “I’d keep my money in a sock under my mattress before I’d open another account in your half-rate, two-bit institution!” I was ready. I was prepped.
I got to the bank and stood in line. In just a few seconds it was my turn and I marched up to the wicket to see the same girl there that I had spoken to that morning. This was going to be good. It was time for some justice.
And right then and there, God whacked me on the chest with a two-by-four. Or if felt like it, anyways. It was like my conscience was something physical, something palpable and something that was anxious to pull out of my chest. Suddenly I didn’t feel like fighting. All I could say was, “I’m sorry I was a jerk this morning.” She replied as people always seem to: “That’s okay!” And I said, “No, it isn’t okay. I shouldn’t have acted like that and I’m sorry.” And then, after many more delays, we opened my safe deposit box.
As humbling and humiliating as this was, I’m grateful to the Spirit that He struck my conscience in the way He did. I need His help. I’ve been trying to become a better apologizer. I’ve been trying to take the initiative, as the leader of my household, in apologizing. Too often I’ve seen apologizing as weakness—that a real man never apologizes. What will my wife and children think of me if I’m always apologizing to them? They’ll catch on that I’m pretty well a jerk and that I sin, you know, at least occasionally. But God has really helped me to understand that taking initiative in apologizing is the mark of a leader, not the mark of someone who is weak. God knows how many opportunities I have to practice apologizing. And He is showing me how important it is that I take them.
As I’ve been working on becoming a better apologizer, I’ve come up with just a short list of tips. I’ll post them in the hope that maybe they can help you, too.
Just Do It
Just apologize. Don’t let the sun go down on your anger. Don’t let bitterness take root. Don’t let pride sever your relationships. If there is anything that will keep you from apologizing, it is pride. Your pride will rebel against humbling yourself before God and before another person. Don’t trust your pride. Just apologize. When you offend someone, just apologize. If you’re anything like me, you won’t ever lack for opportunities to practice apologizing. As times goes on it may not get any easier or any less humbling, but it will become something you do sincerely and out of a desire to please God and to honor people created in His image.
Ask for Forgiveness
It is easy enough to say, “I’m sorry, ” But far more difficult to ask, “Do you forgive me?” Asking forgiveness allows both you and the offend party to understand that you are not merely seeking to salve your conscience by apologizing, but that you are seeking true reconciliation. Forgiveness is something that needs to be both given and received.There may be times when actually asking for forgiveness will be very awkward and there may be times you will choose not to actually force the question (as I did yesterday. The girl at the bank was already looking at me funny. I was worried she’d hit the panic button if I pressed much more). But you will generally want to ask for forgiveness.
Don’t Rationalize Your Sin
I try to teach my children that an apology does not include the words “but” or “if.” We do not say, “I’m sorry if I offended you.” We do not say, “I’m sorry I did it, but if you hadn’t…” We apologize sincerely and from the heart. If we cannot apologize without rationalizing our own sin, we are not truly apologizing. We will want to examine our hearts before attempting to make a true and sincere apology. We cannot make apologies that are really our attempts to forgive ourselves for the wrongs we’ve committed. So apologize sincerely and apologize from the heart, not as an attempt to clear your own record but as a step of love and obedience.
Learn to Forgive
And finally, learn how to forgive. As difficult as I find it to be the one asking forgiveness, I find it even more difficult and even more awkward being on the giving end of forgiveness. You may well feel the same. Far too often, when someone apologizes to us, we are embarrassed and inadvertently excuse their sin. “That’s okay! It didn’t bother me…” we may reply. But it is not okay; sin is never okay. So learn how to forgive.
If God grants me my three score and ten, I’m not even halfway through life yet. And while he has certainly been gracious in helping me overcome sin, plenty remains. I’m still a committed sinner. Dave Harvey, in his book When Sinners Say ‘I Do’ said something I love—that the more you get to know him, the more respect you’ll have for his wife. The same is certainly true of me and of my wife. Get to know me and you’ll soon see the kind of person that Aileen is. It’s not always an easy calling for her to be my wife. But even more, the same is true of me and my God. Get to know me and you’ll learn just how gracious and loving a God I serve that He would be willing to forgive a jerk like me.
Postscript
I was wrong to bark at the girl at the bank. There’s no doubt. And I truly am sorry. But the fact remains that the bank really is a half-rate, two-bit institution and I really do think I’d keep my savings in a sock under my mattress before I entrusted them to this particular branch. Then again, they now have a safe deposit box in my name. Dare I entrust them with whatever I might want to stuff in there?






Comments (28) »
1. Brendt
March 21, 2008
11:10 AM
This post makes me mad — which is to say, it’s too accurate and convicting.
But I do have to say you’re lucky — usually when God has to smack me with a 2x4, it’s upside the head. ;-)
2. Stephen Altrogge
March 21, 2008
11:14 AM
Tim,
This is a really good, practical post. I especially appreciated your point about asking for forgiveness, rather than just saying I’m sorry. This was a point my dad strongly impressed upon me at a young age. It is so much easier to say “I’m sorry” instead of “Please forgive me.” There’s a big difference between the two phrases though. One requires much more humility than the other.
I’m also reminded of the superiority of USA banks. We don’t seem to have problems like this…
3. Rachael
March 21, 2008
11:54 AM
Thank you for pointing out that sin is never okay. I think my general response to apologies is: “That’s okay,” though most times the apologies are not for actual or intentional sin. I assume that for many the response “That’s okay” translates to “I forgive you,” rather than “It’s okay that you sinned.” When people apologize for more obvious sins, though, perhaps a better response than “That’s okay” would be a gentle “I forgive you” or something. Would be convenient if there were another, softer expression in the English language (or borrowed from another) meaning “I forgive you.”
4. Georges
March 21, 2008
12:00 PM
I appreciate reading blogs when the reader is allowed into the life of the blogger. Thanks for being transparent and practical.
5. David Porter
March 21, 2008
12:11 PM
Tim,
I understand your passion. I have certainly been guilty of the same offense to those around me.
In love, I might suggest you reconsider your postscript. The residue anger seems to belie the message before it.
6. David Bromberg
March 21, 2008
12:31 PM
This reminds me of the 5 languages of apology, which I read about recently and really hit home when it came to the way that I and my girlfriend take apologies differently. They are in brief:
Empathy- “I’m sorry,”- understanding and empathizing with the hurt you put on the other person.
Admitting fault- “When I did this, it was wrong,”- specifically and honestly calling out what you did that you’re apologizing for, not making excuses for it, and admitting it was wrong.
Making amends- “What can I do to make this right?” When necessary, offering to make amends to the person you wronged.
Repentance- “I’m [going to start] working on changing this behavior.” Saying, and then showing through your actions, that you are working on repenting from your wrong behavior.
Asking for forgiveness- “Will you forgive me?” Gving the other person the opportunity to reconcile.
Different circumstances will change which of the above you use (most of them with the bank teller would have been awkward, but not as much with a loved one), but also, different people need different parts of those before they really feel apologized to. I, for instance, won’t feel apologized to unless I hear called out specifically what the other person did, and that they acknowledge it was wrong. My girlfriend won’t feel apologized to unless the other person understands and empathizes with how they hurt her, and is actively seeking to change that behavior.
7. Tim Challies
March 21, 2008
12:35 PM
In love, I might suggest you reconsider your postscript. The residue anger seems to belie the message before it.
There’s no anger—I assure you. As I said at the outset, it really has just been a comedy of errors and the bank has proven unable to do anything right. It’s far more funny than anything at this point!
8. Joshua Duncan
March 21, 2008
12:39 PM
Superb post. Just the sort of thing I need to read.
9. Mitchel
March 21, 2008
12:42 PM
Simply wonderful post. I find myself saying “I am sorry, please forgive me” to my wife quite often. Something someone said one time that has stuck with me.
God is the father of all the elect. My wife is in fact a daughter of God.
Would I EVER say some of the things I say to my wife in front of her father? Take it a step further would I say it in front of my pastor? Or take it to the full degree, would I say it in front of Jesus when he was in the form of a man?
That really got to me because our Lord is ever present. I say things like that in front of my God all the time. I need to think in the back of my mind that at all times I should be aware of what I say in front of my God as if I was present with her earthly father. I should respect her and my God more than I respect my own pride.
I am such a prideful jerk, so I love to hear about people just like me. =) We are not alone, man is evil. Little by slow we are being made into the image of Christ. Praise God the day we put off this flesh.
Mitch
10. Pastor Paul W. Martin
March 21, 2008
1:28 PM
Was that just me or was Stephen actually extolling the virtues of institutions that invented sub-prime lending? :-)
Great post, Tim.
(But I wanted to make sure that Altrogge dude was not left unchecked!)
11. Tim Challies
March 21, 2008
1:39 PM
(But I wanted to make sure that Altrogge dude was not left unchecked!)
I’m all for that. I enjoy your ministry of keeping tabs on those Altrogge guys.
12. WayneDawg
March 21, 2008
1:57 PM
Happy Substitutionary Atonement day folks!!
Looking forward to Resurrection Day here in North Georgia on Sunday.
God bless you all!!
13. Stephen Altrogge
March 21, 2008
3:19 PM
Paul & Tim,
Do we really want to rip open the whole USA vs. Canada debate again? I mean come on, if the USA didn’t exist, where would all your hockey players go to get paid?
Here’s the sad thing Paul. I worked in a bank for five years and I don’t think I could define sub-prime lending for you. But we certainly had good service!
14. Ivan
March 21, 2008
3:22 PM
Tim:
Thanks for that post. I too have found myself being humbled by the hand of God. It’s a great joy and delight to be able to see how I’ve grown throughout the years, killing sin and being more dependent on God’s grace for more of Him. Yet, like you said, there is still sin remaining that so often knocks us down, leaving us sad, upset, and with nothing but the Cross and the Gospel.
Oh that we would indeed humble ourselves before God every day.
Thanks!
P.S. - I think there was a typo in this: “It’s not always an easy calling for her to be my husband.” I think you meant “wife.” [It’s in the second to last paragraph]
15. B. Minich
March 21, 2008
4:36 PM
OK, in the interests of full disclosure, I must reveal something.
Before interning at the church we both grew up in, Stephen was employed by a US bank. So I don’t think we can take his words with ANY sense of authority. He is a hopelessly biased source.
16. Rick
March 21, 2008
5:03 PM
Thank you for the heart-wrenching article, Tim; it is good to read a brother’s honesty about sin in trust upon the grace of the cross of Christ alone with the Lord. I have especially thought about forgiveness these past couple of days in view of Christ’s bearing of His people’s guilt and burden in the Lord’s Prayer in the Gospel of Matthew as part of knowing new covenant relationship with the Lord. Jesus forebears our guilt; He bears our guilt as though it was His own at the cross. And God provides His written Word as the means for our edification about this forgiveness of debts, for our trust upon the forgiveness of Christ alone.
Knowing the Gospel with the Lord means learning to bear peers’ spiritual debts as our own with the Lord, in trusting the Lord’s forbearance of debts in His Son Jesus, and in knowing our peers’ sins in an understanding way of wisdom with the Lord and pointing these offending peers with the Lord to the cross of Jesus as their only satisfaction for their sins and their foundation for calling God their Father in Heaven. ” ‘Give us this day our daily bread, and forgive us our debts, as we also have forgiven our debtors’ ” (Matt. 6:11). The context of this verse is the Lord’s Prayer, Jesus’ sharing of His prayer life with the disciples as Jesus’ means of distinguishing the disciples from the warring spiritual lives and prayer lives of the visibly self-righteous Pharisees and the babbling pagan Romans. In addition to asking the Lord for His Word as our daily bread and asking the Lord for a deeper grasp of forgiveness in Christ for our lives with the Lord, we can also see our prayer lives of asking for deep grasp of forgiveness in Christ as a helpful means of evangelism. We can talk to others about our prayer lives as means of talking about the Gospel. And when we talk to other people about looking to Christ’s bearing of our burdens on the cross in our prayer lives with the Lord, and how we want to bear other people’s burdens in view of Christ’s forgiveness, in pointing other people to Christ’s forgiveness alone, with the Lord, we effectively witness the Gospel in a practical way to others.
17. Tim
March 21, 2008
5:55 PM
It’s a good thing you didn’t have to call some tech support line on the same day or you might have blown a fuse!
Wait until your kids go to Junior High School! The incompetence there will stagger you!
Is it still an apology if you say, “I’m sorry for the way I reacted but it’s not often that I encounter such complete idiocy”?
I’d be certain to insure anything you put in that box.
18. Boms
March 21, 2008
7:00 PM
If I had a free will, I would’ve chosen to take the Lord’s 2x4 and whacked everyone in the bank on the head with it. Praise our All-Mighty Lord Jesus for working in us to both will and do of HIS good pleasure.
Many Thanks!
19. Mark@DR
March 21, 2008
8:06 PM
David Bromberg (#6), you wrote:
…different people need different parts of those before they really feel apologized to. I, for instance, won’t feel apologized to unless I hear called out specifically what the other person did, and that they acknowledge it was wrong. My girlfriend won’t feel apologized to unless the other person understands and empathizes with how they hurt her, and is actively seeking to change that behavior.
I appreciate your heart in this, David. It’s obvious you’re seeking to serve your girlfriend in all godliness and humility. But I would suggest that “feeling apologized to” is a sub-biblical concept, on many levels. Since I would botch a full explanation in this comment thread, please see David Powlison’s excellent article:
http://mattadair.typepad.com/communitas/files/five_love_languages_critique.pdf
God bless.
20. Mark@DR
March 21, 2008
8:12 PM
That link didn’t work. I’m so html illiterate. Here goes nothing…again:
Love Speaks Many Languages Fluently
21. Mark@DR
March 21, 2008
8:17 PM
Okay, I give up. If anybody’s interested, you can google the title of the article above and a PDF link will be the first one that comes up.
Meanwhile, I’m off to look up html lessons…
22. Samuel
March 22, 2008
9:38 AM
I can really relate to your feelings. Isn’t it great that the conscience affirms our salvation, at times like this, through the discipline of the Holy Spirit. You are right. Quickly ask for forgiveness when you act like a jerk. It seems I do a lot of that.
23. Cynthia
March 22, 2008
10:04 AM
I say, go for the sock.
24. Dorothy
March 22, 2008
10:05 AM
Thanks, Tim. I needed to hear this.
25. deborah
March 22, 2008
10:22 AM
Are there other banks in your area? Why the loyalty to this one?
26. Candy
March 22, 2008
11:21 AM
I know this is a serious post, but I am reminded of a movie some years ago, unfortunately by Michael Moore, called Canadian Bacon. In it, there is a scene where the Americans are shoving through groups of Canadians rather rudely, and the Canadians are apologizing right and left after being shoved. The movie was depicting the extreme politeness of Canadians. It was rather funny.
27. Adam
March 22, 2008
6:34 PM
I’m certainly in need of this post. I’m a terrible apologizer. I rationalize myself into not doing it. I affirm the motives behind asking forgiveness, but I disagree that the offender should ask, “Will you forgive me?” Here’s why. As the offender, I’ve already done something wrong. The offended is angry and hurt most likely. To ask “Will you forgive me?” is to double the offense by creating a sense of obligation to do something else for me (forgive) in addition to enduring my offense. While “the Christian thing to do” is to forgive, sometimes that takes time. Being the offender, it’s only my conscience that is being assuaged by knowing that I’ve been forgiven by the offended. Meanwhile the offended may still be offended and trying to find the will to forgive. I’m not saying that forgiveness shouldn’t occur. I’m saying the offender shouldn’t ask that it be on his timetable. Instead of asking, “Will you forgive me?” I suggest that the offender should apologize and then humbly resign himself to forgiveness on the other’s timetable by simply saying, “I hope you can forgive me.”
28. Jim Haglund
March 22, 2008
11:07 PM
Hilariously funny. I loved it.