Skip to content ↓

Debtors, Enemies and Criminals

Articles Collection cover image

Yesterday I read R.C. Sproul’s new book The Truth of the Cross. It’s just a short book, coming in at just 167 small pages, but as we’d expect from Sproul, does not waste a word. It’s a great little book and one that gave me a lot to think about. I wanted to share just one of those things today, primarily because after finishing the last chapter this morning I went to church and heard a powerful message just relaying the beauty of the gospel. The pastor’s message fit perfectly with Sproul’s book.

In the third chapter, where R.C. discusses the human condition, he uses three biblical concepts: debtors, enemies, and criminals. The Bible describes all of us in these terms. What Sproul did, that really helped this hit home for me, was show how it is always the Father who has been offended and the Son who intercedes. We have committed crimes against God and are, thus, justly termed criminals. The Father stands as Judge, passing the just sentence of death. But Christ stands between us and the Father, acting as substitute. Our sin puts as in debt to God so that we are debtors to Him. God is the creditor who demands repayment, but Christ stands in as surety. And sin puts us at enmity with God, making us His enemies. He has been violated by our sin, but Christ intercedes as mediator, opening the way between man and God.

Sproul breaks this down into the following simple table:

Sin As…ManGodChrist
DebtDebtorCreditorSurety
EnmityEnemyViolated OneMediator
CrimeCriminalJudgeSubstitute

He concludes this: “Christ, then, is the One Who made satisfaction. By His work on the cross, He satisfied the demands of God’s justice with regard to our debt, our state of enmity, and our crime. In light of the facts of God’s justice and our sinfulness, it is not difficult to see the absolute necessity of the atonement.”

What a great Savior.


  • A La Carte Collection cover image

    A La Carte (March 4)

    The death of a saint / James Talarico’s gospel / You can always come back to church / Preparing sermons weeks in advance / Gospel greatness / Hell and the character of God / and more.

  • A La Carte Collection cover image

    A La Carte (March 3)

    Edgelords won’t inherit the earth / Why smart people reject God / Repentance without compromise / Not enough faith / Is it time for complementarians to change their mind? / Kindle deals / and more.

  • A La Carte Collection cover image

    A La Carte (March 2)

    Paul Tripp’s definition of parenting / Caring for divorced people in your church / Why Catholicism needs relics / Iran after the Ayatollah / The crescent moon / Kindle deals / and more.

  • Water Glass

    The Deepest Thirst of All

    The God who created us formed us in such a way that we are not meant to exist apart from him. To live apart from God is the spiritual equivalent of trying to live without food and water. It will lead only to weakness, pain, and death.