Skip to content ↓

When Was the Last Time You Just Enjoyed Your Money?

I overheard an interesting discussion the other day. I was out-and-about and caught just a fragment of a discussion about money and the sheer joy of having it. I couldn’t eavesdrop for more than a few words, but that was enough to get my mind working. I thought about the way I use my money, and the way we, as Christians, use our money. And I want to ask you the question: When was the last time you just enjoyed your money?

It’s okay, you know. You are allowed to enjoy your money. Let’s think it through.

I firmly believe that every thing we have is actually God’s. We are not the owners of our money, but the stewards of God’s money. Most of us believe this and we try to live it. And there are many, many ways to faithfully steward God’s money.

We serve as faithful stewards when we live within our means. We serve as faithful stewards when we save for the days to come. We serve as faithful stewards when we focus on paying down debt. We serve as faithful stewards when we pay our bills and when we expend effort in attempting to reduce our bills. We serve as faithful stewards when we avoid all those deep-debt, high-interest, I-need-more-stuff ways to live. We serve as faithful stewards when we give generously to the Lord’s work, or help a friend in need. Ultimately, we serve as faithful stewards when we live with an awareness that money is a terrible god but a beautiful means of serving God.

Along the way we can develop a very formal and professional relationship with money, where money becomes little more than a tool. Every dollar has a job—paying the bills and paying down the mortgage, and saving for retirement, and supporting the missionaries. Every dollar has a job, but not many of those jobs are fun. We use our money dutifully, but rarely have fun with it.

There are so many good things we can do with our money. But I think one of the good things we may be prone to miss along the way is just plain enjoying it.

When was the last time you gave each of your kids $20 and set them free in the toy store or book store? When was the last time you enjoyed a truly relaxing vacation? When was the last time you went to the specialty store and bought some amazing crackers and cheese? When was the last time you sat and savored a slightly-too-expensive but almost-too-delicious cup of coffee? When was the last time you bought a new book just because? When was the last time you bought an extravagent bouquet of flowers for your wife? When was the last time you allowed yourself to really enjoy your money?

It is good to exercise self-control with your money, and good to put it to good work. But it is good to enjoy it too. Because money is more than a tool; it is also a means of pleasure.

And here’s the neat thing: The better you manage your money as God’s money, the greater your enjoyment of these little pleasures. When all you want to do with your money is seek indulgence, it will deliver ever-diminishing pleasures. But when you faithfully steward it, those small pleasures are far richer and far sweeter.

So use your money, and use it wisely, and use it for God’s glory. But don’t forget to enjoy it as well.

Image credit: Shutterstock


  • A La Carte Collection cover image

    Weekend A La Carte (February 28)

    A La Carte: How marriage actually refers to Christ and the church / Does it matter if stories are true? / To cover or overlook? / Should Christians feel guilty for being patriotic / Sinful desires / and more.

  • New and Notable Christian Books for February 2026

    New and Notable Christian Books for February 2026

    Not a single month goes by without Christian publishers providing us with great new resources. Thankfully, most of those new books end up in my mailbox. That allows me to sort through them and distil them down to a list like this one: A list of new and notables.

  • A La Carte Friday 2

    A La Carte (February 27)

    A La Carte: Time / More than a book / If you knew him, you would ask / The multitasking myth / Beware AI-generated Christian content / It’s sad that you believe that / and more.

  • A La Carte Thursday 1

    A La Carte (February 26)

    A La Carte: Death with dignity / On “balance” and young men / No need to fear / A gospel reset for the weary Christian / A shy guy’s guide to big groups / Book and Kindle deals / and more.

  • Substacks I Read and Recommend in 2026

    30 Christian Substacks I Read and Recommend in 2026

    t is a blessing to have so many dedicated and talented Christian writers who are willing to share their work with us. Many of them choose to share it through Substack, a platform for email newsletters. I follow all kinds of Substacks and thought it might be helpful to create a roundup of some of…

  • A La Carte Collection cover image

    A La Carte (February 25)

    A La Carte: Why wouldn’t God provide more proof? / Gospel antidotes to anxiety / The predictable pastor / Writing is pain / Depths of Mordor / The Lord’s Supper is the best altar call / and more.