Skip to content ↓

When Was the Last Time You Just Enjoyed Your Money?

I overheard an interesting discussion the other day. I was out-and-about and caught just a fragment of a discussion about money and the sheer joy of having it. I couldn’t eavesdrop for more than a few words, but that was enough to get my mind working. I thought about the way I use my money, and the way we, as Christians, use our money. And I want to ask you the question: When was the last time you just enjoyed your money?

It’s okay, you know. You are allowed to enjoy your money. Let’s think it through.

I firmly believe that every thing we have is actually God’s. We are not the owners of our money, but the stewards of God’s money. Most of us believe this and we try to live it. And there are many, many ways to faithfully steward God’s money.

We serve as faithful stewards when we live within our means. We serve as faithful stewards when we save for the days to come. We serve as faithful stewards when we focus on paying down debt. We serve as faithful stewards when we pay our bills and when we expend effort in attempting to reduce our bills. We serve as faithful stewards when we avoid all those deep-debt, high-interest, I-need-more-stuff ways to live. We serve as faithful stewards when we give generously to the Lord’s work, or help a friend in need. Ultimately, we serve as faithful stewards when we live with an awareness that money is a terrible god but a beautiful means of serving God.

Along the way we can develop a very formal and professional relationship with money, where money becomes little more than a tool. Every dollar has a job—paying the bills and paying down the mortgage, and saving for retirement, and supporting the missionaries. Every dollar has a job, but not many of those jobs are fun. We use our money dutifully, but rarely have fun with it.

There are so many good things we can do with our money. But I think one of the good things we may be prone to miss along the way is just plain enjoying it.

When was the last time you gave each of your kids $20 and set them free in the toy store or book store? When was the last time you enjoyed a truly relaxing vacation? When was the last time you went to the specialty store and bought some amazing crackers and cheese? When was the last time you sat and savored a slightly-too-expensive but almost-too-delicious cup of coffee? When was the last time you bought a new book just because? When was the last time you bought an extravagent bouquet of flowers for your wife? When was the last time you allowed yourself to really enjoy your money?

It is good to exercise self-control with your money, and good to put it to good work. But it is good to enjoy it too. Because money is more than a tool; it is also a means of pleasure.

And here’s the neat thing: The better you manage your money as God’s money, the greater your enjoyment of these little pleasures. When all you want to do with your money is seek indulgence, it will deliver ever-diminishing pleasures. But when you faithfully steward it, those small pleasures are far richer and far sweeter.

So use your money, and use it wisely, and use it for God’s glory. But don’t forget to enjoy it as well.

Image credit: Shutterstock


  • New-and-Notablenov

    New and Notable Christian Books for November 2025

    Though the year is coming to its end, it’s not over yet! That means publishers still have some books to release—books we would not wish to overlook before 2025 gives way to 2026. Here are some of the ones I consider especially noteworthy. In each case, I’ve included the editorial description to give you a…

  • A La Carte Collection cover image

    A La Carte (November 26)

    A La Carte: The other side of human rights / Biblical literacy / A ramp out of the worry rut / The depressed Christian / Quick no, slow yes / Do you see eternity? / and more.

  • Support

    Would you Consider Supporting My Work?

    I have been blogging at Challies.com on a daily basis for well over 22 years now. That long commitment has allowed me to write thousands of articles and hundreds of book reviews while also sending millions of visitors to other sites through the daily A La Carte feature. While I’ve also written a number of books, through…

  • A La Carte Collection cover image

    A La Carte (November 25)

    A La Carte: Are you still gospel-centered? / Christian liberty / Triumph in trouble / Being faithful in little things / How we choose songs / I’m not sabbatarian / and more.

  • Danger

    The Danger of Defensive Sanctification

    There is a certain kind of sober-mindedness that seems to come over Christians as they age. It can flow from many sources, I’m sure, but I think it often arises from a kind of fear—a fear that they may not finish their race without some kind of a major stumble. After living the Christian life…

  • A La Carte Collection cover image

    A La Carte (November 24)

    A La Carte: A wonderful short film / Science confirms a literal, historical Adam and Eve / Go low, aim high / Stop brainstorming / Structured and spontaneous prayers / Kindle deals / and more.